Benefits Coverage Areas
Our Benefits Coverage Areas
At Patricia Marinhoart, we provide a carefully designed range of benefit solutions created to support you through every stage of life. Each coverage area is structured to give you clarity, confidence, and dependable protection when it matters most.

1. Income Protection Benefits - $44/hr
Life can shift without warning. Our income protection options help secure your financial stability by providing support when illness, injury, or unexpected events keep you from working.

2. Family Security & Dependent - $38/hr
Your loved ones deserve a strong foundation. This coverage area includes programs designed to protect your family’s wellbeing offering financial support, long-term planning guidance.

3. Health & Medical Plans - $60/hr
Unexpected health concerns can be overwhelming. Our medical preparedness benefits offer access to support options that help you manage medical expenses, navigate sudden health setbacks.

4. Life Planning & Future Programs - $73/hr
Your loved ones deserve a strong foundation. This coverage area includes programs designed to protect your family’s wellbeing offering financial support, long-term planning guidance.

5. Emergency & Crisis Response - $65/hr
When urgent situations arise, immediate support makes all the difference. Our crisis response benefits provide timely assistance to help you manage emergencies with confidence reducing stress, restoring stability.

6. Savings, Growth & Financial Wellness - $56/hr
Build a stronger future with benefits that support your financial wellbeing. From savings-focused programs to long-term growth solutions, this coverage area helps you stay on track with your goals.
Contact Us
Committed to Standing Beside You at Every Stage
Have questions about your benefits? Need guidance choosing the right coverage?
At Patricia Marinhoart, we’re always ready to help. Reach out anytime and get the clarity, support, and answers you deserve.
Address: 1215 K St Fl 17 Sacramento, CA 95814 United States
Email Address: [email protected]
Phone Number: xxx-xxx-xxxx