A Better Way to Understand Your Benefits with Patricia Marinhoart
Where clarity, support, and simplicity come together to help you make confident decisions about your benefits. We believe that understanding your options shouldn’t feel overwhelming it should feel empowering.
Our Benefits Coverage Areas
At Patricia Marinhoart, we provide a carefully designed range of benefit solutions created to support you through every stage of life. Each coverage area is structured to give you clarity, confidence, and dependable protection when it matters most.

1. Income Protection Benefits - $44/hr
Life can shift without warning. Our income protection options help secure your financial stability by providing support when illness, injury, or unexpected events keep you from working.

2. Family Security & Dependent - $38/hr
Your loved ones deserve a strong foundation. This coverage area includes programs designed to protect your family’s wellbeing offering financial support, long-term planning guidance.

3. Health & Medical Plans - $60/hr
Unexpected health concerns can be overwhelming. Our medical preparedness benefits offer access to support options that help you manage medical expenses, navigate sudden health setbacks.

4. Life Planning & Future Programs - $73/hr
Your loved ones deserve a strong foundation. This coverage area includes programs designed to protect your family’s wellbeing offering financial support, long-term planning guidance.

5. Emergency & Crisis Response - $65/hr
When urgent situations arise, immediate support makes all the difference. Our crisis response benefits provide timely assistance to help you manage emergencies with confidence reducing stress, restoring stability.

6. Savings, Growth & Financial Wellness - $56/hr
Build a stronger future with benefits that support your financial wellbeing. From savings-focused programs to long-term growth solutions, this coverage area helps you stay on track with your goals.
About Us
At Patricia Marinhoart, we believe that support should feel personal, empowering, and grounded in real understanding. Life is full of unexpected turns, and the right benefits can provide the clarity and protection needed to navigate them with confidence. Our work is shaped by a simple promise: to help you secure a future where you feel prepared, supported, and at ease.
We focus on delivering benefit solutions that are straightforward, reliable, and tailored to your individual needs. No pressure. No confusion. Just clear guidance and meaningful options created to strengthen your wellbeing and long-term stability.
Why Choose Us
Personalized Guidance You Can Trust
We take the time to understand your goals, priorities, and concerns. Every recommendation is crafted to match your unique situation never a one-size-fits-all approach.
Clear, Simple, and Stress-Free Process
Benefits can be overwhelming, but they don’t have to be. We simplify every step, explain your options in plain language, and ensure you feel confident about every decision you make.
A Commitment to Your Wellbeing
Your peace of mind matters. That’s why we focus on solutions that protect your stability, support your family, and prepare you for unexpected moments with dependable coverage options.
Real Support, Every Step of the Way
We don’t disappear once you’ve made your choice. We’re here for ongoing guidance, updates, and assistance whenever your needs change or when life takes a new direction.
Reliable Benefits Built for Real Life
Our coverage areas are designed to address genuine needs—income protection, family support, health preparedness, financial wellness, and more. You get meaningful benefits that truly make a difference.
Our Client Testimonials
- Maria C.
I’ve never felt more supported when choosing benefits. Patricia Marinhoart made everything simple and stress-free. They understood exactly what I needed and guided me with genuine care.
- Leonard G.
What stood out to me was their clarity. Every option was explained in a way that actually made sense. I walked away confident, informed, and fully prepared for the future.
- Kimberly O.
The personalized recommendations were spot-on. They didn’t try to overwhelm me with too many choices—they helped me pick what truly fit my life. I’m grateful for their honesty and patience.
- Ivan G.
I’ve worked with many benefit providers before, but this experience was different. The level of compassion and professionalism at Patricia Marinhoart is unmatched. They truly care about people.
- Sharlene F.
Life had thrown me a few unexpected challenges, and their guidance gave me so much peace of mind. I finally feel secure knowing I chose the right protection for my family.
- Andres H.
From start to finish, the process was smooth and straightforward. They answered every question and made sure I understood my benefits completely. I couldn’t recommend them more.
Contact Us
Committed to Standing Beside You at Every Stage
Have questions about your benefits? Need guidance choosing the right coverage?
At Patricia Marinhoart, we’re always ready to help. Reach out anytime and get the clarity, support, and answers you deserve.
Address: 1215 K St Fl 17 Sacramento, CA 95814 United States
Email Address: [email protected]
Phone Number: xxx-xxx-xxxx